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Employee Benefits Summary

New World Solutions' comprehensive set of benefits is designed to provide you with the critical support to meet your goals, including protecting you and your family, planning for the future, and dealing with life's challenges when they arise.
The highlights as follows do not necessarily represent complete or current NWS policies. Official policy statements, procedures, and/or plan documents should be consulted for complete information. In the event of a conflict between these highlights and the policies, procedures and/or plan documents, the text of those original documents will control.

Health Benefits
NWS's health benefits, including medical, prescription drug, dental, vision, life insurance and disability protection, are among the best offered today.

NWS pays for employee health, life and disability benefits in full, and shares in paying for spousal and/or family health benefits costs. NWS also provides a cash in lieu of benefits payment for team members who elect to "opt out" of health benefits if they have access to alternative sources of coverage.

Medical Insurance
Your medical insurance is among the most valuable of employee benefits options, providing you significant support for and protection against potentially enormous financial expenses. NWS's medical plan features a low-deductable; low co-pay United Healthcare ChoicePlus® Preferred Provider Option (PPO).

Prescription Drug Benefits
NWS's United Healthcare prescription drug coverage provides you and your family with both brand-name and generic medications either by at-home delivery or through your local pharmacy. Our prescription drug benefits are generous with minimal employee co-pays.

Dental Care
NWS's Guardian dental benefits provide support for preventative, restorative and orthodontic coverage and are an important part of your comprehensive benefits package.

Vision Benefits
NWS team members and their families receive Vision Support Plan (VSP) benefits that provide significantly reduced preferred pricing on eye examinations, glasses, contact lenses and laser eye surgery through an extensive network of participating optometrists and laser surgeons.

Life and Accidental Death & Dismemberment (AD&D) Insurance
NWS provides you with important safety net benefits such as life insurance and AD&D insurance. You'll feel secure with NWS's life and AD&D insurance.

Sick Leave and Disability Insurance
NWS employees are immediately eligible for sick leave, short-term disability, and long-term disability coverage. Regular employees accrue a set number of sick days each year and participate in a generous company-paid disability plan which provides for income replacement of up to 60% of salary or $1,500 per week of short-term disability for up to 13 weeks and up to 60% of salary or $7,000 for each month of long-term disability.

Flexible Spending Account
An FSA is a pretax benefit available to eligible employees to set aside a specific pretax dollar amount, up to $2,400 per year for unreimbursed medical, dental, vision, over-the-counter items, and dependent care expenses, up to $5,000 per year. In addition to the tax savings, regular payroll deductions help you budget your expenses.

Retirement Benefits
New World Solutions retirement program helps you prepare to achieve financial security for the rest of your life.

401(k) Savings Plan
You may participate in NWS's 401(k) Savings Plan immediately upon hire. All team members receive a generous company match of their pre-tax earnings into their 401(k) Savings Plan account.

NWS places your retirement dollars into a personal account that provides access to a wide-range of low fee, no-load funds with the option to also invest in a self-directed brokerage account. Our plan includes targeted retirement mutual funds and a wide variety of mutual funds from which you may select the investments choices that work the best for you and your family. NWS's 401(k) contributions are vested over a three-year 20-50-100% vesting schedule. Your contributions are always 100% vested.

Profit Sharing Plan
NWS believes in sharing the success of the company with all of our team members. To make this happen, NWS team members receive an annual profit sharing contribution to their 401(k) Savings Plan. NWS's profit sharing contributions are vested over a three-year 20-50-100% vesting schedule.

Additional Benefits
Company-paid time-off, education reimbursement, and work/life balance programs round out NWS's generous offering of top tier employee benefits.

Paid Time Off
NWS team members accrue paid time off (PTO) according to a plan that takes into account years of employment with the company. NWS PTO includes both vacation days and and paid holidays. The NWS PTO policy with respect to the ten federal holidays is very flexible because an employee can choose the specific time to take off rather than be forced into specific holidays.

Educational Opportunities
Your personal and professional growth is of great importance to NWS. That's why we provide numerous educational opportunities to you. Whether you are undergoing training vital to your current job, gaining the skills you need to advance your career, or completing a degree program, NWS provides you with a wealth of resources. Plus, NWS offers you job-related subscriptions and memberships and the tools necessary to be successful each and every day.

Employee Assistance
NWS is pleased to provide confidential Employee Assistance Plan (EAP) benefits for you and your family. Benefits include up to three face-to-face visits per family member, per year, per issue, from a nationwide network of more than 25,000 private practitioners, unlimited telephone consultations, access to a comprehensive, online database of everyday home and family issues and access to lifestyle and wellness benefits. Once your needs have been determined, you'll be matched with qualified service providers, and supported with referrals, information, and consultations.

Interest-Free Computer Loans
NWS will provide eligible employees with a two-year, interest-free loan for the purchase of a computer and/or associated computer-related equipment upon request.

Commuter Benefits
Employees who use public transportation to commute from home to work can receive up to the maximum allowable per month under current Internal Revenue Service (IRS) regulations tax-free through the SmarTrip program with Metro or in company paid parking at the job site.

Travel Perks
Employees who travel more than 25,000 miles a year in support of NWS activities receive membership in a premier airline club.

Costco or Sam's Club Membership
New World Solutions provides each of our team members with an annual business membership for themselves as the primary membership cardholder and with a secondary membership card if they so choose, to either Costco or Sam's Club.

Careers
If you are interested in joining a team of highly skilled professionals, then consider NWS LEARN MORE>